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Driving Insurance

Insurance is one of the more impenetrable motoring topics around, but it’s one that all drivers will need to get to grips with. That’s why the team here at the PassMeFast Blog have set about to create a series of informative, interesting and easy-to-digest articles covering everything you need to know about driving insurance. So, whether you’re a new driver looking to insure your very first car, want to know how to find the best deals on the market, or just need a breakdown of what insurance laws actually mean for you, we’re on your side. Dive in and find the insurance advice you need!

What Happens If My Car Is Written Off?

Rusted broken down white car

The roads are an unpredictable place. No matter how careful you are behind the wheel, there’s no telling when your car might sustain heavy damage. That’s why, as a driver, you should prepare for the worst and know what steps you need to take if the situation does arise. If your car is damaged, you’ll need to make a claim with your insurer. In certain cases, this might lead to your car being written off by your insurer. So, what...

PassMeFast’s Top 10: Affordable First Cars for Under £17,500!

Baby blue Fiat 500 parked on road

If you’ve recently passed your driving test, or you’ve decided to get behind the wheel for the first time as a fully qualified driver, you’re likely in the market for your first car. With the variety that’s on offer nowadays, and the tight budget you’re probably facing, it can be difficult to know where to start. And that’s where we come in! We’ve compiled a list of the top affordable first cars that you can buy for under £17,500 (with...

What Can Invalidate My Car Insurance?

Red car over a book cartoon

A lot of time and energy goes into finding the right car insurance provider and picking the right policy. You’ve got to figure out what you need and read up on all of the fine print involved. Once you’ve chosen a policy, you’ve then got to fork out for the agreed-upon insurance premiums. When you’re spending so much on car insurance, you want to be sure that it remains in place until you’re set for a renewal. Unfortunately, if you’re...

Is There a Gender Gap in Car Insurance?

Yellow car with magnifying glass

When it comes to the calculation of car insurance premiums, insurers have to sift through a vast amount of information from each applicant, ranging from age to location, in order to determine how much of a risk you are to insure—and, consequently, how high or low your premiums should be. A question that plagues many drivers, then, is: do insurers also factor gender into their calculations? In other words, are they offering lower or higher premiums to one gender over...

Can Your Job Affect Your Car Insurance Premiums?

Yellow car with magnifying glass

When it comes to car insurance, insurers look at every scrap of information there is to know about you in order to calculate your premiums. From where you live to how old you are, no stone goes unturned—and this even includes your job! Depending on what your occupation is, and the risks that insurers associate with it, you could see your car insurance premiums skyrocket or plummet. We’re going to take a look at how your job can affect your...

Am I A High Risk Driver?

Cartoon red car with woman driving attached to car key

Buying car insurance can be a tricky and expensive ordeal. Insurance providers have to look at factors ranging from your experience on the road to your claims history in order to calculate your premiums. What can really drive up the cost of your insurance, however, is if an insurer decides that you’re a high risk driver. If you’re unlucky enough to end up in this category, you could end up paying a fortune to insure your car. So, how do...

7 Reasons Why You Should Avoid Renewing Your Car Insurance

Close up of right headlight of a white car

So, you’re slowly approaching the due date of your car insurance renewal. Most drivers in this situation tend to auto-renew purely because it’s easier to do so. Plus, loyal customers get the best deals, right? Well, as it happens, that’s not necessarily true. In fact, drivers across the UK are paying hundreds of pounds more than they need to, simply because they renewed their current policy instead of looking further afield. We’re going to take you through seven reasons why...

I’ve Just Passed! Should I Buy A New Or Used Car?

Line of parked cars zoomed in on rainy day

So you’ve finally passed your driving test. Congratulations! Once the initial excitement has worn off and you’re done posing for your pass photo, you’ll probably spend a few hours planning your first road trip. Before you can actually hit the open road unsupervised, however, you first need to do one pretty important thing: buy your first car! Of course, learning to drive isn’t exactly a cheap process. So, you’re probably wondering whether you should buy a new or used car....

What Are The Cheapest Cars To Insure For Young Drivers?

Yellow car with magnifying glass

As a young driver, the prospect of getting your first car can be an extremely daunting prospect. First, you have the cost of learning to drive to take into account. Then, you’ll have to pay for the car itself. And then it’s time for the biggie: insurance cover. With younger drivers paying the highest insurance premiums of any age group, it’s easy to understand why many simply avoid driving altogether. However, all hope is not lost. Choosing the right car can...

Driving Other People’s Cars: What Are The Rules?

Cartoon red car with woman driving attached to car key

If you’ve been driving for quite some time now, you might not give much thought to getting behind the wheel of a family member or friend’s car. With how costly car insurance can be, surely it gives you cover for driving other people’s cars, right? Well, if you’ve been driving as if that is indeed the case, you might want to give it a rethink. If you’re driving other people’s cars without the right cover in place, you could be...